What income do you need to buy a house in Gardner, KS?
It takes about $111,000/yr to afford the typical Gardner, KS home ($352K, +2.8% past year) at today's rates. Starter homes run around $293K. See if you can afford a house in Gardner (2026 data) — free, no signup.
Market snapshot (2026-08)
- Income needed to buy the typical home: about $111,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, KS property tax and insurance)
- Typical home value: $352K (Zillow ZHVI, 2026-08)
- 1-year change: +2.8%
- Bottom 35% of homes: $293K
- Top 35% of homes start around: $446K
- Typical rent: $1,599/mo
- Median household income: $97K
- Price-to-income ratio: 3.6
- Estimated payment on the typical home: $1,881/mo principal & interest (20% down, 7.03% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Kansas
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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