What income do you need to buy a house in Portland, OR?
It takes about $142,000/yr to afford the typical Portland, OR home ($540K, -0.4% past year) at today's rates. Starter homes run around $387K. See if you can afford a house in Portland (2026 data) — free, no signup.
Market snapshot (2026-06)
- Income needed to buy the typical home: about $142,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, OR property tax and insurance)
- Typical home value: $540K (Zillow ZHVI, 2026-06)
- 1-year change: -0.4%
- Bottom 35% of homes: $387K
- Top 35% of homes start around: $806K
- Typical rent: $1,721/mo
- Median household income: $91K
- Price-to-income ratio: 5.9
- Estimated payment on the typical home: $2,778/mo principal & interest (20% down, 6.66% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Oregon
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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