What income do you need to buy a house in Deming, NM?

It takes about $42,000/yr to afford the typical Deming, NM home ($161K, +5.8% past year) at today's rates. Starter homes run around $97K. See if you can afford a house in Deming (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $42,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NM property tax and insurance)
• Typical home value: $161K (Zillow ZHVI, 2026-06)
• 1-year change: +5.8%
• Bottom 35% of homes: $97K
• Top 35% of homes start around: $245K
• Median household income: $34K
• Price-to-income ratio: 4.7
• Estimated payment on the typical home: $828/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Silver City, NM — typical home $221K
• Las Cruces, NM — typical home $292K
• Santa Teresa, NM — typical home $319K
• Anthony, NM — typical home $238K
• Canutillo, TX — typical home $235K
• Truth or Consequences, NM — typical home $160K

The most affordable cities to buy a house in New Mexico

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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