What income do you need to buy a house in Boiling Spring Lakes, NC?

It takes about $86,000/yr to afford the typical Boiling Spring Lakes, NC home ($319K, +0.2% past year) at today's rates. Starter homes run around $266K. See if you can afford a house in Boiling Spring Lakes (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $86,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NC property tax and insurance)
• Typical home value: $319K (Zillow ZHVI, 2026-06)
• 1-year change: +0.2%
• Bottom 35% of homes: $266K
• Top 35% of homes start around: $416K
• Median household income: $63K
• Price-to-income ratio: 5.1
• Estimated payment on the typical home: $1,640/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Oak Island, NC — typical home $580K
• Carolina Beach, NC — typical home $612K
• Leland, NC — typical home $389K
• Wilmington, NC — typical home $423K
• Hampstead, NC — typical home $491K
• Carolina Shores, NC — typical home $323K

The most affordable cities to buy a house in North Carolina

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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