What income do you need to buy a house in Ripley, TN?

It takes about $41,000/yr to afford the typical Ripley, TN home ($149K, +15.7% past year) at today's rates. Starter homes run around $69K. See if you can afford a house in Ripley (2026 data) — free, no signup.

Market snapshot (2026-08)

• Income needed to buy the typical home: about $41,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, TN property tax and insurance)
• Typical home value: $149K (Zillow ZHVI, 2026-08)
• 1-year change: +15.7%
• Bottom 35% of homes: $69K
• Top 35% of homes start around: $268K
• Median household income: $37K
• Price-to-income ratio: 4.0
• Estimated payment on the typical home: $796/mo principal & interest (20% down, 7.03% 30-yr fixed)

Nearby housing markets

• Covington, TN — typical home $210K
• Brownsville, TN — typical home $171K
• Dyersburg, TN — typical home $168K
• Blytheville, AR — typical home $101K
• Atoka, TN — typical home $351K
• Munford, TN — typical home $288K

The most affordable cities to buy a house in Tennessee

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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