What income do you need to buy a house in Ridge, NY?

It takes about $152,000/yr to afford the typical Ridge, NY home ($522K, +6.0% past year) at today's rates. Starter homes run around $357K. See if you can afford a house in Ridge (2026 data) — free, no signup.

Market snapshot (2026-08)

• Income needed to buy the typical home: about $152,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, NY property tax and insurance)
• Typical home value: $522K (Zillow ZHVI, 2026-08)
• 1-year change: +6.0%
• Bottom 35% of homes: $357K
• Top 35% of homes start around: $659K
• Median household income: $79K
• Price-to-income ratio: 6.6
• Estimated payment on the typical home: $2,787/mo principal & interest (20% down, 7.03% 30-yr fixed)

Nearby housing markets

• Middle Island, NY — typical home $514K
• Rocky Point, NY — typical home $556K
• Wading River, NY — typical home $760K
• Yaphank, NY — typical home $574K
• Manorville, NY — typical home $732K
• Calverton, NY — typical home $673K

The most affordable cities to buy a house in New York

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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