What income do you need to buy a house in Bessemer City, NC?

It takes about $66,000/yr to afford the typical Bessemer City, NC home ($243K, +1.5% past year) at today's rates. Starter homes run around $161K. See if you can afford a house in Bessemer City (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $66,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NC property tax and insurance)
• Typical home value: $243K (Zillow ZHVI, 2026-06)
• 1-year change: +1.5%
• Bottom 35% of homes: $161K
• Top 35% of homes start around: $351K
• Median household income: $60K
• Price-to-income ratio: 4.0
• Estimated payment on the typical home: $1,249/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Kings Mountain, NC — typical home $249K
• Gastonia, NC — typical home $281K
• Dallas, NC — typical home $279K
• Cherryville, NC — typical home $255K
• Cramerton, NC — typical home $310K
• Clover, SC — typical home $419K

The most affordable cities to buy a house in North Carolina

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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