What income do you need to buy a house in Freeland, MI?

It takes about $91,000/yr to afford the typical Freeland, MI home ($310K, +7.4% past year) at today's rates. Starter homes run around $209K. See if you can afford a house in Freeland (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $91,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, MI property tax and insurance)
• Typical home value: $310K (Zillow ZHVI, 2026-06)
• 1-year change: +7.4%
• Bottom 35% of homes: $209K
• Top 35% of homes start around: $445K
• Median household income: $111K
• Price-to-income ratio: 2.8
• Estimated payment on the typical home: $1,596/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Midland, MI — typical home $260K
• Saginaw, MI — typical home $136K
• Bay City, MI — typical home $127K
• Bridgeport, MI — typical home $178K
• Frankenmuth, MI — typical home $330K
• Alma, MI — typical home $169K

The most affordable cities to buy a house in Michigan

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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