What income do you need to buy a house in McMinnville, OR?
It takes about $128,000/yr to afford the typical McMinnville, OR home ($489K, -1.5% past year) at today's rates. Starter homes run around $409K. See if you can afford a house in McMinnville (2026 data) — free, no signup.
Market snapshot (2026-06)
- Income needed to buy the typical home: about $128,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, OR property tax and insurance)
- Typical home value: $489K (Zillow ZHVI, 2026-06)
- 1-year change: -1.5%
- Bottom 35% of homes: $409K
- Top 35% of homes start around: $670K
- Typical rent: $1,757/mo
- Median household income: $74K
- Price-to-income ratio: 6.6
- Estimated payment on the typical home: $2,516/mo principal & interest (20% down, 6.66% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Oregon
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
i wanna buy a house .com — type a city, see its market, find out what you can afford.