What income do you need to buy a house in Washington, NC?

It takes about $67,000/yr to afford the typical Washington, NC home ($249K, +2.7% past year) at today's rates. Starter homes run around $143K. See if you can afford a house in Washington (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $67,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NC property tax and insurance)
• Typical home value: $249K (Zillow ZHVI, 2026-06)
• 1-year change: +2.7%
• Bottom 35% of homes: $143K
• Top 35% of homes start around: $386K
• Median household income: $40K
• Price-to-income ratio: 6.2
• Estimated payment on the typical home: $1,278/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Greenville, NC — typical home $239K
• Winterville, NC — typical home $281K
• Williamston, NC — typical home $138K
• Ayden, NC — typical home $228K
• New Bern, NC — typical home $287K
• Kinston, NC — typical home $152K

The most affordable cities to buy a house in North Carolina

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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