What income do you need to buy a house in Hamilton, MT?

It takes about $143,000/yr to afford the typical Hamilton, MT home ($545K, -0.4% past year) at today's rates. Starter homes run around $392K. See if you can afford a house in Hamilton (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $143,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, MT property tax and insurance)
• Typical home value: $545K (Zillow ZHVI, 2026-06)
• 1-year change: -0.4%
• Bottom 35% of homes: $392K
• Top 35% of homes start around: $859K
• Median household income: $49K
• Price-to-income ratio: 11.1
• Estimated payment on the typical home: $2,800/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Missoula, MT — typical home $576K
• Anaconda, MT — typical home $309K
• Butte, MT — typical home $293K
• Polson, MT — typical home $580K
• Helena, MT — typical home $484K
• Bigfork, MT — typical home $807K

The most affordable cities to buy a house in Montana

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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