What income do you need to buy a house in Los Altos, CA?

It takes about $1,190,000/yr to afford the typical Los Altos, CA home ($4.53M, +8.1% past year) at today's rates. Starter homes run around $3.34M. See if you can afford a house in Los Altos (2026 data) — free, no signup.

Market snapshot (2026-08)

• Income needed to buy the typical home: about $1,190,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, CA property tax and insurance)
• Typical home value: $4.53M (Zillow ZHVI, 2026-08)
• 1-year change: +8.1%
• Bottom 35% of homes: $3.34M
• Top 35% of homes start around: $5.73M
• Typical rent: $7,524/mo
• Median household income: $250K
• Price-to-income ratio: 18.1
• Estimated payment on the typical home: $24,189/mo principal & interest (20% down, 7.03% 30-yr fixed)

Nearby housing markets

• Los Altos Hills, CA — typical home $5.86M
• Mountain View, CA — typical home $1.93M
• Palo Alto, CA — typical home $3.56M
• Sunnyvale, CA — typical home $1.99M
• Cupertino, CA — typical home $2.97M
• Stanford, CA — typical home $3.17M

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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