What income do you need to buy a house in Chadron, NE?

It takes about $64,000/yr to afford the typical Chadron, NE home ($204K, +6.0% past year) at today's rates. Starter homes run around $117K. See if you can afford a house in Chadron (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $64,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NE property tax and insurance)
• Typical home value: $204K (Zillow ZHVI, 2026-06)
• 1-year change: +6.0%
• Bottom 35% of homes: $117K
• Top 35% of homes start around: $378K
• Median household income: $55K
• Price-to-income ratio: 3.7
• Estimated payment on the typical home: $1,049/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Alliance, NE — typical home $181K
• Scottsbluff, NE — typical home $190K
• Gering, NE — typical home $218K
• Torrington, WY — typical home $238K
• Rapid City, SD — typical home $368K
• Box Elder, SD — typical home $370K

The most affordable cities to buy a house in Nebraska

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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