What income do you need to buy a house in Suffern, NY?
It takes about $174,000/yr to afford the typical Suffern, NY home ($597K, +3.6% past year) at today's rates. Starter homes run around $327K. See if you can afford a house in Suffern (2026 data) — free, no signup.
Market snapshot (2026-08)
- Income needed to buy the typical home: about $174,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, NY property tax and insurance)
- Typical home value: $597K (Zillow ZHVI, 2026-08)
- 1-year change: +3.6%
- Bottom 35% of homes: $327K
- Top 35% of homes start around: $927K
- Typical rent: $2,926/mo
- Median household income: $105K
- Price-to-income ratio: 5.7
- Estimated payment on the typical home: $3,186/mo principal & interest (20% down, 7.03% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in New York
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
i wanna buy a house .com — type a city, see its market, find out what you can afford.