What income do you need to buy a house in Odessa, TX?
It takes about $81,000/yr to afford the typical Odessa, TX home ($254K, +5.4% past year) at today's rates. Starter homes run around $176K. See if you can afford a house in Odessa (2026 data) — free, no signup.
Market snapshot (2026-06)
- Income needed to buy the typical home: about $81,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, TX property tax and insurance)
- Typical home value: $254K (Zillow ZHVI, 2026-06)
- 1-year change: +5.4%
- Bottom 35% of homes: $176K
- Top 35% of homes start around: $362K
- Typical rent: $1,537/mo
- Median household income: $73K
- Price-to-income ratio: 3.5
- Estimated payment on the typical home: $1,303/mo principal & interest (20% down, 6.66% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Texas
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
i wanna buy a house .com — type a city, see its market, find out what you can afford.