What income do you need to buy a house in Canton, NY?

It takes about $57,000/yr to afford the typical Canton, NY home ($201K, +4.7% past year) at today's rates. Starter homes run around $131K. See if you can afford a house in Canton (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $57,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, NY property tax and insurance)
• Typical home value: $201K (Zillow ZHVI, 2026-06)
• 1-year change: +4.7%
• Bottom 35% of homes: $131K
• Top 35% of homes start around: $297K
• Median household income: $62K
• Price-to-income ratio: 3.2
• Estimated payment on the typical home: $1,033/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Potsdam, NY — typical home $192K
• Ogdensburg, NY — typical home $116K
• Massena, NY — typical home $126K
• Watertown, NY — typical home $208K
• Plattsburgh, NY — typical home $259K
• Burlington, VT — typical home $520K

The most affordable cities to buy a house in New York

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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