What income do you need to buy a house in Thousand Palms, CA?

It takes about $97,000/yr to afford the typical Thousand Palms, CA home ($381K, -3.9% past year) at today's rates. Starter homes run around $256K. See if you can afford a house in Thousand Palms (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $97,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, CA property tax and insurance)
• Typical home value: $381K (Zillow ZHVI, 2026-06)
• 1-year change: -3.9%
• Bottom 35% of homes: $256K
• Top 35% of homes start around: $504K
• Median household income: $77K
• Price-to-income ratio: 4.9
• Estimated payment on the typical home: $1,957/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Palm Desert, CA — typical home $546K
• Rancho Mirage, CA — typical home $836K
• Cathedral City, CA — typical home $480K
• Indio, CA — typical home $514K
• Palm Springs, CA — typical home $620K
• La Quinta, CA — typical home $744K

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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