The most affordable cities to buy a house in Arizona (2026)

Every Arizona city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Arizona property tax and insurance. Data through 2026-08.

  1. Douglas — typical home $174K, income to buy about $46,000/yr
  2. Nogales — typical home $221K, income to buy about $59,000/yr
  3. San Luis — typical home $239K, income to buy about $63,000/yr
  4. Somerton — typical home $268K, income to buy about $71,000/yr
  5. Coolidge — typical home $269K, income to buy about $71,000/yr
  6. Rio Rico — typical home $270K, income to buy about $72,000/yr
  7. Eloy — typical home $270K, income to buy about $72,000/yr
  8. Kingman — typical home $275K, income to buy about $73,000/yr
  9. Green Valley — typical home $277K, income to buy about $74,000/yr
  10. Safford — typical home $290K, income to buy about $77,000/yr
  11. Yuma — typical home $296K, income to buy about $79,000/yr
  12. Sun City — typical home $296K, income to buy about $79,000/yr
  13. Bullhead City — typical home $300K, income to buy about $80,000/yr
  14. Sierra Vista — typical home $301K, income to buy about $80,000/yr
  15. Casa Grande — typical home $316K, income to buy about $84,000/yr
  16. Tucson — typical home $322K, income to buy about $85,000/yr
  17. Florence — typical home $327K, income to buy about $87,000/yr
  18. El Mirage — typical home $339K, income to buy about $90,000/yr
  19. Maricopa — typical home $341K, income to buy about $91,000/yr
  20. Sahuarita — typical home $349K, income to buy about $93,000/yr
  21. Apache Junction — typical home $370K, income to buy about $98,000/yr
  22. Sun City West — typical home $375K, income to buy about $100,000/yr
  23. Cottonwood — typical home $391K, income to buy about $104,000/yr
  24. Buckeye — typical home $391K, income to buy about $104,000/yr
  25. San Tan Valley — typical home $392K, income to buy about $104,000/yr

At the other end, Arizona's priciest markets: Paradise Valley ($936,000/yr), Scottsdale ($226,000/yr), New River ($201,000/yr), Fountain Hills ($175,000/yr), Flagstaff ($174,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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