The most affordable cities to buy a house in Colorado (2026)

Every Colorado city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Colorado property tax and insurance. Data through 2026-08.

  1. Sterling — typical home $247K, income to buy about $66,000/yr
  2. Pueblo — typical home $283K, income to buy about $76,000/yr
  3. Fort Morgan — typical home $329K, income to buy about $88,000/yr
  4. Clifton — typical home $333K, income to buy about $89,000/yr
  5. Security-Widefield — typical home $374K, income to buy about $100,000/yr
  6. Federal Heights — typical home $385K, income to buy about $103,000/yr
  7. Fountain — typical home $388K, income to buy about $104,000/yr
  8. Evans — typical home $391K, income to buy about $105,000/yr
  9. Greeley — typical home $415K, income to buy about $111,000/yr
  10. Grand Junction — typical home $423K, income to buy about $113,000/yr
  11. Colorado Springs — typical home $442K, income to buy about $118,000/yr
  12. Aurora — typical home $453K, income to buy about $121,000/yr
  13. Northglenn — typical home $453K, income to buy about $121,000/yr
  14. Montrose — typical home $467K, income to buy about $125,000/yr
  15. Wellington — typical home $467K, income to buy about $125,000/yr
  16. Commerce City — typical home $480K, income to buy about $129,000/yr
  17. Fruita — typical home $486K, income to buy about $130,000/yr
  18. Brighton — typical home $490K, income to buy about $131,000/yr
  19. Thornton — typical home $492K, income to buy about $132,000/yr
  20. Severance — typical home $494K, income to buy about $132,000/yr
  21. Loveland — typical home $496K, income to buy about $133,000/yr
  22. Johnstown — typical home $499K, income to buy about $134,000/yr
  23. Englewood — typical home $502K, income to buy about $135,000/yr
  24. Rifle — typical home $502K, income to buy about $135,000/yr
  25. Westminster — typical home $515K, income to buy about $138,000/yr

At the other end, Colorado's priciest markets: Edwards ($465,000/yr), Greenwood Village ($376,000/yr), Steamboat Springs ($352,000/yr), Boulder ($254,000/yr), Castle Pines ($237,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

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