The most affordable cities to buy a house in Idaho (2026)

Every Idaho city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including Idaho property tax and insurance. Data through 2026-06.

  1. Burley — typical home $339K, income to buy about $86,000/yr
  2. Pocatello — typical home $346K, income to buy about $88,000/yr
  3. Mountain Home — typical home $364K, income to buy about $93,000/yr
  4. Twin Falls — typical home $374K, income to buy about $95,000/yr
  5. Blackfoot — typical home $380K, income to buy about $97,000/yr
  6. Chubbuck — typical home $389K, income to buy about $99,000/yr
  7. Lewiston — typical home $394K, income to buy about $100,000/yr
  8. Idaho Falls — typical home $399K, income to buy about $102,000/yr
  9. Caldwell — typical home $403K, income to buy about $103,000/yr
  10. Jerome — typical home $410K, income to buy about $104,000/yr
  11. Nampa — typical home $419K, income to buy about $107,000/yr
  12. Ammon — typical home $420K, income to buy about $107,000/yr
  13. Rexburg — typical home $433K, income to buy about $110,000/yr
  14. Kuna — typical home $462K, income to buy about $118,000/yr
  15. Garden City — typical home $479K, income to buy about $122,000/yr
  16. Moscow — typical home $485K, income to buy about $124,000/yr
  17. Middleton — typical home $508K, income to buy about $129,000/yr
  18. Boise — typical home $508K, income to buy about $130,000/yr
  19. Post Falls — typical home $535K, income to buy about $136,000/yr
  20. Meridian — typical home $538K, income to buy about $137,000/yr
  21. Star — typical home $582K, income to buy about $148,000/yr
  22. Rathdrum — typical home $586K, income to buy about $149,000/yr
  23. Coeur d'Alene — typical home $611K, income to buy about $156,000/yr
  24. Hayden — typical home $651K, income to buy about $166,000/yr
  25. Eagle — typical home $793K, income to buy about $202,000/yr

At the other end, Idaho's priciest markets: Eagle ($202,000/yr), Hayden ($166,000/yr), Coeur d'Alene ($156,000/yr), Rathdrum ($149,000/yr), Star ($148,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.