The most affordable cities to buy a house in Idaho (2026)

Every Idaho city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Idaho property tax and insurance. Data through 2026-08.

  1. Burley — typical home $336K, income to buy about $88,000/yr
  2. Pocatello — typical home $343K, income to buy about $90,000/yr
  3. Mountain Home — typical home $361K, income to buy about $95,000/yr
  4. Twin Falls — typical home $373K, income to buy about $98,000/yr
  5. Blackfoot — typical home $376K, income to buy about $99,000/yr
  6. Chubbuck — typical home $386K, income to buy about $102,000/yr
  7. Lewiston — typical home $391K, income to buy about $103,000/yr
  8. Idaho Falls — typical home $396K, income to buy about $104,000/yr
  9. Caldwell — typical home $399K, income to buy about $105,000/yr
  10. Jerome — typical home $408K, income to buy about $107,000/yr
  11. Nampa — typical home $415K, income to buy about $109,000/yr
  12. Ammon — typical home $418K, income to buy about $110,000/yr
  13. Rexburg — typical home $431K, income to buy about $114,000/yr
  14. Kuna — typical home $458K, income to buy about $121,000/yr
  15. Garden City — typical home $476K, income to buy about $126,000/yr
  16. Moscow — typical home $481K, income to buy about $127,000/yr
  17. Middleton — typical home $504K, income to buy about $133,000/yr
  18. Boise — typical home $504K, income to buy about $133,000/yr
  19. Post Falls — typical home $535K, income to buy about $141,000/yr
  20. Meridian — typical home $536K, income to buy about $141,000/yr
  21. Star — typical home $580K, income to buy about $153,000/yr
  22. Rathdrum — typical home $581K, income to buy about $153,000/yr
  23. Coeur d'Alene — typical home $607K, income to buy about $160,000/yr
  24. Hayden — typical home $647K, income to buy about $170,000/yr
  25. Eagle — typical home $793K, income to buy about $209,000/yr

At the other end, Idaho's priciest markets: Eagle ($209,000/yr), Hayden ($170,000/yr), Coeur d'Alene ($160,000/yr), Rathdrum ($153,000/yr), Star ($153,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.