The most affordable cities to buy a house in Maryland (2026)

Every Maryland city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Maryland property tax and insurance. Data through 2026-08.

  1. Cumberland — typical home $159K, income to buy about $44,000/yr
  2. Baltimore — typical home $187K, income to buy about $52,000/yr
  3. Dundalk — typical home $222K, income to buy about $62,000/yr
  4. Cambridge — typical home $262K, income to buy about $73,000/yr
  5. Edgewood — typical home $264K, income to buy about $74,000/yr
  6. Salisbury — typical home $266K, income to buy about $74,000/yr
  7. Greenbelt — typical home $279K, income to buy about $78,000/yr
  8. Parkville — typical home $282K, income to buy about $79,000/yr
  9. Halfway — typical home $287K, income to buy about $80,000/yr
  10. Essex — typical home $292K, income to buy about $81,000/yr
  11. Rossville — typical home $296K, income to buy about $83,000/yr
  12. Hagerstown — typical home $301K, income to buy about $84,000/yr
  13. Brooklyn Park — typical home $303K, income to buy about $85,000/yr
  14. Lochearn — typical home $314K, income to buy about $87,000/yr
  15. Rosedale — typical home $316K, income to buy about $88,000/yr
  16. Middle River — typical home $335K, income to buy about $93,000/yr
  17. Carney — typical home $343K, income to buy about $96,000/yr
  18. Aberdeen — typical home $345K, income to buy about $96,000/yr
  19. Walker Mill — typical home $359K, income to buy about $100,000/yr
  20. East Riverdale — typical home $365K, income to buy about $102,000/yr
  21. Randallstown — typical home $371K, income to buy about $103,000/yr
  22. Elkton — typical home $372K, income to buy about $104,000/yr
  23. Langley Park — typical home $373K, income to buy about $104,000/yr
  24. Woodlawn — typical home $375K, income to buy about $105,000/yr
  25. Montgomery Village — typical home $385K, income to buy about $107,000/yr

At the other end, Maryland's priciest markets: Potomac ($377,000/yr), Bethesda ($313,000/yr), North Potomac ($246,000/yr), Severna Park ($209,000/yr), Ellicott City ($205,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.