The most affordable cities to buy a house in New Hampshire (2026)
Every New Hampshire city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 6.66% (30-yr fixed), including New Hampshire property tax and insurance. Data through 2026-06.
- Claremont — typical home $286K, income to buy about $85,000/yr
- Keene — typical home $360K, income to buy about $107,000/yr
- Rochester — typical home $417K, income to buy about $124,000/yr
- Laconia — typical home $448K, income to buy about $134,000/yr
- Manchester — typical home $448K, income to buy about $134,000/yr
- Somersworth — typical home $457K, income to buy about $136,000/yr
- Concord — typical home $460K, income to buy about $137,000/yr
- Lebanon — typical home $472K, income to buy about $141,000/yr
- Derry — typical home $512K, income to buy about $153,000/yr
- Nashua — typical home $517K, income to buy about $154,000/yr
- Dover — typical home $556K, income to buy about $166,000/yr
- Londonderry — typical home $625K, income to buy about $186,000/yr
- Hampton — typical home $639K, income to buy about $191,000/yr
- Durham — typical home $710K, income to buy about $212,000/yr
- Portsmouth — typical home $810K, income to buy about $241,000/yr
At the other end, New Hampshire's priciest markets: Portsmouth ($241,000/yr), Durham ($212,000/yr), Hampton ($191,000/yr), Londonderry ($186,000/yr), Dover ($166,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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