The most affordable cities to buy a house in New Hampshire (2026)
Every New Hampshire city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including New Hampshire property tax and insurance. Data through 2026-08.
- Claremont — typical home $284K, income to buy about $87,000/yr
- Keene — typical home $359K, income to buy about $110,000/yr
- Rochester — typical home $410K, income to buy about $126,000/yr
- Manchester — typical home $441K, income to buy about $135,000/yr
- Laconia — typical home $443K, income to buy about $136,000/yr
- Somersworth — typical home $450K, income to buy about $138,000/yr
- Concord — typical home $455K, income to buy about $140,000/yr
- Lebanon — typical home $465K, income to buy about $143,000/yr
- Derry — typical home $507K, income to buy about $155,000/yr
- Nashua — typical home $509K, income to buy about $156,000/yr
- Dover — typical home $546K, income to buy about $168,000/yr
- Londonderry — typical home $619K, income to buy about $190,000/yr
- Hampton — typical home $631K, income to buy about $194,000/yr
- Durham — typical home $706K, income to buy about $216,000/yr
- Portsmouth — typical home $798K, income to buy about $245,000/yr
At the other end, New Hampshire's priciest markets: Portsmouth ($245,000/yr), Durham ($216,000/yr), Hampton ($194,000/yr), Londonderry ($190,000/yr), Dover ($168,000/yr).
"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.
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