The most affordable cities to buy a house in South Carolina (2026)

Every South Carolina city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including South Carolina property tax and insurance. Data through 2026-08.

  1. Orangeburg — typical home $168K, income to buy about $46,000/yr
  2. Newberry — typical home $176K, income to buy about $48,000/yr
  3. Gaffney — typical home $187K, income to buy about $51,000/yr
  4. Greenwood — typical home $190K, income to buy about $52,000/yr
  5. Sumter — typical home $208K, income to buy about $57,000/yr
  6. Cayce — typical home $213K, income to buy about $58,000/yr
  7. Florence — typical home $224K, income to buy about $61,000/yr
  8. Columbia — typical home $230K, income to buy about $63,000/yr
  9. West Columbia — typical home $230K, income to buy about $63,000/yr
  10. Spartanburg — typical home $232K, income to buy about $64,000/yr
  11. Oak Grove — typical home $242K, income to buy about $66,000/yr
  12. Anderson — typical home $274K, income to buy about $75,000/yr
  13. Boiling Springs — typical home $281K, income to buy about $77,000/yr
  14. Aiken — typical home $281K, income to buy about $77,000/yr
  15. Irmo — typical home $281K, income to buy about $77,000/yr
  16. North Augusta — typical home $281K, income to buy about $77,000/yr
  17. Conway — typical home $288K, income to buy about $79,000/yr
  18. Mauldin — typical home $297K, income to buy about $81,000/yr
  19. Lexington — typical home $306K, income to buy about $84,000/yr
  20. Fountain Inn — typical home $310K, income to buy about $85,000/yr
  21. North Charleston — typical home $310K, income to buy about $85,000/yr
  22. Taylors — typical home $311K, income to buy about $85,000/yr
  23. Ladson — typical home $314K, income to buy about $86,000/yr
  24. Easley — typical home $321K, income to buy about $88,000/yr
  25. Goose Creek — typical home $322K, income to buy about $88,000/yr

At the other end, South Carolina's priciest markets: Mount Pleasant ($240,000/yr), Hilton Head Island ($215,000/yr), Tega Cay ($164,000/yr), Charleston ($162,000/yr), Fort Mill ($143,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.