The most affordable cities to buy a house in Virginia (2026)

Every Virginia city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Virginia property tax and insurance. Data through 2026-08.

1. Rose Hill — typical home $122K, income to buy about $34,000/yr
2. Martinsville — typical home $132K, income to buy about $36,000/yr
3. Danville — typical home $156K, income to buy about $43,000/yr
4. Bristol — typical home $203K, income to buy about $56,000/yr
5. Hopewell — typical home $235K, income to buy about $64,000/yr
6. Madison Heights — typical home $248K, income to buy about $68,000/yr
7. Petersburg — typical home $251K, income to buy about $69,000/yr
8. Highland Springs — typical home $261K, income to buy about $71,000/yr
9. Lynchburg — typical home $266K, income to buy about $73,000/yr
10. Portsmouth — typical home $268K, income to buy about $74,000/yr
11. Radford — typical home $271K, income to buy about $74,000/yr
12. Roanoke — typical home $279K, income to buy about $77,000/yr
13. Hampton — typical home $282K, income to buy about $77,000/yr
14. Newport News — typical home $294K, income to buy about $81,000/yr
15. Colonial Heights — typical home $298K, income to buy about $82,000/yr
16. Christiansburg — typical home $306K, income to buy about $84,000/yr
17. Salem — typical home $310K, income to buy about $85,000/yr
18. Norfolk — typical home $312K, income to buy about $86,000/yr
19. Staunton — typical home $316K, income to buy about $87,000/yr
20. Waynesboro — typical home $317K, income to buy about $87,000/yr
21. Lakeside — typical home $344K, income to buy about $94,000/yr
22. Gloucester Point — typical home $351K, income to buy about $96,000/yr
23. Harrisonburg — typical home $354K, income to buy about $97,000/yr
24. Stuarts Draft — typical home $359K, income to buy about $98,000/yr
25. Richmond — typical home $365K, income to buy about $100,000/yr

At the other end, Virginia's priciest markets: Great Falls ($464,000/yr), McLean ($400,000/yr), Vienna ($319,000/yr), Oakton ($301,000/yr), Fort Hunt ($275,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.