What income do you need to buy a house in Bismarck, ND?
It takes about $108,000/yr to afford the typical Bismarck, ND home ($382K, +5.5% past year) at today's rates. Starter homes run around $259K. See if you can afford a house in Bismarck (2026 data) — free, no signup.
Market snapshot (2026-06)
- Income needed to buy the typical home: about $108,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, ND property tax and insurance)
- Typical home value: $382K (Zillow ZHVI, 2026-06)
- 1-year change: +5.5%
- Bottom 35% of homes: $259K
- Top 35% of homes start around: $560K
- Typical rent: $1,372/mo
- Median household income: $78K
- Price-to-income ratio: 4.9
- Estimated payment on the typical home: $1,962/mo principal & interest (20% down, 6.66% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in North Dakota
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
i wanna buy a house .com — type a city, see its market, find out what you can afford.