The most affordable cities to buy a house in North Dakota (2026)

Every North Dakota city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including North Dakota property tax and insurance. Data through 2026-08.

1. Jamestown — typical home $212K, income to buy about $62,000/yr
2. Minot — typical home $280K, income to buy about $81,000/yr
3. Grand Forks — typical home $304K, income to buy about $88,000/yr
4. Fargo — typical home $324K, income to buy about $94,000/yr
5. Dickinson — typical home $330K, income to buy about $96,000/yr
6. Mandan — typical home $347K, income to buy about $101,000/yr
7. West Fargo — typical home $359K, income to buy about $104,000/yr
8. Williston — typical home $376K, income to buy about $109,000/yr
9. Bismarck — typical home $378K, income to buy about $110,000/yr

At the other end, North Dakota's priciest markets: Bismarck ($110,000/yr), Williston ($109,000/yr), West Fargo ($104,000/yr), Mandan ($101,000/yr), Dickinson ($96,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.