What income do you need to buy a house in Indiana, PA?
It takes about $62,000/yr to afford the typical Indiana, PA home ($207K, +8.6% past year) at today's rates. Starter homes run around $132K. See if you can afford a house in Indiana (2026 data) — free, no signup.
Market snapshot (2026-08)
- Income needed to buy the typical home: about $62,000/yr (28% front-end ratio, 20% down, 7.03% 30-yr fixed, PA property tax and insurance)
- Typical home value: $207K (Zillow ZHVI, 2026-08)
- 1-year change: +8.6%
- Bottom 35% of homes: $132K
- Top 35% of homes start around: $328K
- Typical rent: $973/mo
- Median household income: $41K
- Price-to-income ratio: 5.1
- Estimated payment on the typical home: $1,106/mo principal & interest (20% down, 7.03% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Pennsylvania
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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