The most affordable cities to buy a house in Pennsylvania (2026)

Every Pennsylvania city over 10,000 residents, ranked by the gross household income it takes to buy the typical home: 20% down at 7.03% (30-yr fixed), including Pennsylvania property tax and insurance. Data through 2026-08.

  1. Sharon — typical home $77K, income to buy about $23,000/yr
  2. McKeesport — typical home $97K, income to buy about $29,000/yr
  3. Johnstown — typical home $97K, income to buy about $29,000/yr
  4. Altoona — typical home $140K, income to buy about $42,000/yr
  5. Munhall — typical home $151K, income to buy about $45,000/yr
  6. New Castle — typical home $153K, income to buy about $45,000/yr
  7. Pottsville — typical home $154K, income to buy about $46,000/yr
  8. West Mifflin — typical home $163K, income to buy about $49,000/yr
  9. Meadville — typical home $169K, income to buy about $50,000/yr
  10. Nanticoke — typical home $172K, income to buy about $51,000/yr
  11. New Kensington — typical home $179K, income to buy about $53,000/yr
  12. Wilkes-Barre — typical home $185K, income to buy about $55,000/yr
  13. Scranton — typical home $201K, income to buy about $60,000/yr
  14. Indiana — typical home $207K, income to buy about $62,000/yr
  15. Erie — typical home $208K, income to buy about $62,000/yr
  16. Williamsport — typical home $211K, income to buy about $63,000/yr
  17. Berwick — typical home $212K, income to buy about $63,000/yr
  18. Lower Burrell — typical home $214K, income to buy about $64,000/yr
  19. Hazleton — typical home $224K, income to buy about $67,000/yr
  20. Hermitage — typical home $227K, income to buy about $68,000/yr
  21. Monroeville — typical home $234K, income to buy about $70,000/yr
  22. Philadelphia — typical home $234K, income to buy about $70,000/yr
  23. Yeadon — typical home $235K, income to buy about $70,000/yr
  24. Kingston — typical home $237K, income to buy about $71,000/yr
  25. Washington — typical home $239K, income to buy about $71,000/yr

At the other end, Pennsylvania's priciest markets: West Chester ($198,000/yr), Broomall ($176,000/yr), Phoenixville ($158,000/yr), Ardmore ($156,000/yr), Lansdale ($150,000/yr).

"Income to buy" holds the typical home's payment inside the 28% lender guideline. Your own verdict depends on savings and debts — open any city and run your numbers, or see the whole country on the affordability map.

i wanna buy a house .com — type a city, see its market, find out what you can afford.