What income do you need to buy a house in Sturgis, SD?

It takes about $109,000/yr to afford the typical Sturgis, SD home ($379K, +2.5% past year) at today's rates. Starter homes run around $277K. See if you can afford a house in Sturgis (2026 data) — free, no signup.

Market snapshot (2026-06)

• Income needed to buy the typical home: about $109,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, SD property tax and insurance)
• Typical home value: $379K (Zillow ZHVI, 2026-06)
• 1-year change: +2.5%
• Bottom 35% of homes: $277K
• Top 35% of homes start around: $579K
• Median household income: $54K
• Price-to-income ratio: 7.0
• Estimated payment on the typical home: $1,947/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Spearfish, SD — typical home $462K
• Belle Fourche, SD — typical home $350K
• Rapid City, SD — typical home $368K
• Box Elder, SD — typical home $370K
• Gillette, WY — typical home $338K
• Chadron, NE — typical home $204K

The most affordable cities to buy a house in South Dakota

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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