What income do you need to buy a house in Virginia Beach, VA?
It takes about $115,000/yr to afford the typical Virginia Beach, VA home ($433K, +3.2% past year) at today's rates. Starter homes run around $310K. See if you can afford a house in Virginia Beach (2026 data) — free, no signup.
Market snapshot (2026-06)
- Income needed to buy the typical home: about $115,000/yr (28% front-end ratio, 20% down, 6.66% 30-yr fixed, VA property tax and insurance)
- Typical home value: $433K (Zillow ZHVI, 2026-06)
- 1-year change: +3.2%
- Bottom 35% of homes: $310K
- Top 35% of homes start around: $723K
- Typical rent: $2,065/mo
- Median household income: $93K
- Price-to-income ratio: 4.7
- Estimated payment on the typical home: $2,225/mo principal & interest (20% down, 6.66% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Virginia
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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